Is the VIABUY Prepaid Mastercard a credit card? Aline C. 24 September 2020 10:51 Updated No, the VIABUY Prepaid Mastercard is a prepaid card that comes without any form of loan or credit. The card essentially works in the same manner as a prepaid mobile phone card. When ordering your card, we make no verification of your credit history or bank accounts, so it is understandable that the card has no line of credit. Related articles What are the fees? How much credit I can get? Can I purchase flights and pay for car hires and hotel reservations? Will I be able to reach Customer Service during the Corona crisis? My order was not automatically finalized; something went wrong.