Are contactless cards safe and how do contactless payments work? Celia C. 05 April 2022 07:40 Updated With contactless payments, the card and card reader or payment terminal communicate via "Near Field Communication" (NFC) technology. To make contactless payments, the card must be held very close to the reader or payment terminal (max. 4 cm). Accidental payments in passing are just as impossible as unwanted multiple bookings, which are excluded by dynamic security codes. Your data is protected by modern encryption technology. In addition, we bear full liability in the event of card fraud thanks to the Zero Liability Protection policy. When paying contactless the card does not leave your hand, so you are guaranteed not to forget it in any reader. Of course, you can still pay with your card without the contactless payment function. Simply insert your card into the reader as usual. Please note that, in accordance with the regulations that came into force on September 14th, 2019, for security reasons you can only pay contactless 5 times in a row for a maximum of EUR 150 in total. Then you have to pay "normally", so to speak, by inserting the card into a card reader and entering the PIN. You can then make contactless payments again. Related articles How much can I withdraw per day? Can I receive a new card with the new IBAN on it? How can I cancel my account? Can I purchase flights and pay for car hires and hotel reservations? How to verify your identity? Comments 0 comments Article is closed for comments.